CyberSource
Cardholder Authentication

CyberSource's convenient, hassle-free payer authentication service gives users the online payment guarantees offered by Verified by Visa and MasterCard SecureCode programs, plus optional additional fraud screen protection, via one easy connection.

Arcot's TransFort software integrates into the CyberSource payment and risk management solution to enable the Verified by Visa and MasterCard SecureCode programs. Arcot TransFort solutions enable authentication for all parties of an online transaction, including issuing banks, payment processors, online merchants, and merchant aggregators. TransFort greatly reduces the incidence of fraudulent and disputed online payments and their associated costs. CyberSource's integration of TransFort allows merchants to take advantage of Visa and MasterCard 3-D Secure Programs as part of a comprehensive set of tools for protection against fraud.