MasterCard
Cardholder Authentication

MasterCard SecureCode is a program designed to provide online retailers with the added security of having issuing banks authenticate their individual cardholders and qualify their online transactions for protection against "cardholder unauthorized" or "cardholder not recognized" charge backs.

Arcot's TransFort product integrates with Mastercard's SecureCode program to reduce the incidence of unauthorized online payments and provides unprecedented fraud protection to merchants. Arcot TransFort solutions enable authentication for all parties of an online transactions, including issuing banks, payment processors, online merchants, and merchant aggregators. TransFort also protects merchant from charge back costs and unauthorized payments related to fraudulent or disputed web-based transactions.